RxReins. is a dedicated MGU specializing in Aggregate Stop Loss Insurance for Employer Self-Funded Prescription Group Benefit Plans.

Recent statistics indicate that 40 million people are employed by organizations with 500 to 5,000 employees. A growing number of Employers, large and small, are choosing to minimize their expenses by Self-Funding employee benefit programs rather than purchasing more expensive group insurance plans.

This emerging trend to self-fund freestanding and carve-out benefits can be a cost-saving measure for the Employer, but it may also expose the Company to financial risk due to the possibility of unexpected high claims costs.

Stop Loss Insurance protects the Self-Insured Employer from those high claims costs by capping the liability and, this insurance is available to groups regardless of whether or not they currently have this coverage.

RxReins. is a division of Dentafits, Inc. which was established in 1979.