Guaranteed cost stop loss insurance for today’s environment.
Guaranteed cost insurance is an intelligent brand of risk management which is a blend of specific and aggregate stop loss with a fully insured concept. This offers employers the stability and efficiency of a fully insured plan yet with the flexibility and innovation of a self-insured plan. The employer is, in effect, guaranteed a monthly maximum cost during the contract year. Just like an insured plan, the employer is not liable for eligible claims that exceed the monthly maximum cost. It’s as simple as it is smart.